It can pay to refinance your business loan
If your loan (or lease) is chewing hundreds or thousands out of your monthly cashflow, it’s worth looking at your refinancing options.
Navigate Equipment Finance can help you get a better rate, consolidate your debt, and negotiate better terms, freeing up that cash to better operate and grow your business.
How it works
How refinancing your business loan can help you save money
Get affordable rates
With 50+ lenders at our fingertips, there's a good chance we can beat your current rate.This can mean reducing your loan term or slashing your repayments, giving your finances a much-needed breather.
Boost your cashflow
Less expensive debt means more cash in hand for your business.Aside from providing relief for your day-to-day operations, you can use those funds toward improving and growing.
Simplify your debts
Juggling multiple business loans? Let's keep it simple.By consolidating your debts into one easy-to-manage loan, we can make repayments a whole lot easier.
Why Navigate Asset Finance?
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The best rate at your fingertips
Tailor-made for you and your future
Are you likely to want to pay your loan off early or need another fitout down the track? We’ll set you up for your future goals.
Your questions answered
Commercial refinancing entails replacing an existing loan with a new one, often under better conditions.
This could lead to reduced monthly payments, lower interest rates, or an altered loan duration.
Refinancing can enhance cash flow, offer more consistent costs, and contribute to the eventual ownership of your equipment assets.
Converting a lease to a loan involves transitioning from renting your equipment or property to buying it through a loan.
This change enables you to own the assets at the conclusion of the loan term, which can result in lower overall costs and the option to use these assets as collateral for future financing needs.
Refinancing might be a good choice if you aim to reduce monthly payments, own your equipment, or benefit from improved loan terms.
Consider the total costs, the time remaining on your existing loan, and your long-term business objectives. Consulting with a financial advisor is recommended to discuss your particular circumstances.
Like any financial decision, there are factors to consider. Refinancing may involve initial costs, and the terms of the new loan could be different from your existing one.
It's crucial to review the terms thoroughly, understand any fees, and ensure that the new agreement is in line with your business's financial strategy.
We are here to assist you in navigating this process.
Want to find out more about your options? We’ve got you.
Talk to an expert
Call us on 08 8440 8440 or drop us a line.
We’ll respond within an hour during business hours.
Navigate Asset Finance is a member of the Australian Financial Complaints Authority.