Need an equipment or vehicle loan fast?
Turn to Navigate Equipment Finance to make it happen.
From 50+ lenders to 100+ years of combined knowledge, we’ve got what it takes to see you succeed.
With you every step of the way
You don’t have hours to research options and understand the complexities.We’re here to do the hard work for you – with care, understanding and advice to get you the best possible outcome.
Helping you think long-term
Decisions now can make a difference one, two, or five years down the road.We’ll help you plan ahead so that the future impact of your equipment and vehicle finance is a positive one.
Why Navigate Equipment Finance?
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The best rate at your fingertips
Tailor-made for you and your future
What we finance – from vehicles to plant equipment, and everything in between
We finance any and all assets you might need to run your business.
From vehicles to information technology and plant and machinery equipment, we have you covered.
Simply get a quote for your purchase, and you can start the process to apply for an equipment loan straight away.
For lower cost business equipment, we can support you with a line of credit for smaller purchases. See cashflow assistance for more details
Your questions answered
Certainly. Utilising a loan typically allows you to deduct the interest from your loan repayments as a business expense.
Plus, owning the equipment enables depreciation tax deductions. We advise consulting a tax professional for specific advice tailored to your business.
Opting for a loan means borrowing money to purchase equipment outright, making you the owner once the loan is fully repaid.
In contrast, leasing is akin to renting the equipment for a set period.
Loans offer ownership and tax benefits through depreciation, while leases may have lower upfront costs but don’t result in ownership unless additional payments are made at the end of the lease term.
Leases can be more costly in the long run.
Loans offer several advantages over leases, including full ownership of the equipment upon repayment, potential tax benefits, unrestricted usage, and the freedom to modify or sell the equipment as needed.
Loans are often more cost-effective over the long term and provide more flexible repayment terms.
At the end of a loan term, you gain complete ownership of the equipment with no further payments or decisions regarding returning or purchasing the equipment.
Owning your equipment offers long-term benefits such as asset accumulation, the freedom to customise or upgrade as necessary, and no ongoing payments once the loan is repaid.
This can lead to reduced operational costs and increased flexibility in managing your business operations.
Yes, with a loan, you can often claim the interest on your loan payments as a business expense.
Plus, owning the equipment allows you to benefit from depreciation deductions.
We recommend consulting with a tax professional for specific advice related to your business.
Want to find out more about your options? We’ve got you.
Talk to an expert
Call us on 08 8440 8440 or drop us a line.
We’ll respond within an hour during business hours.
Navigate Asset Finance is a member of the Australian Financial Complaints Authority.