Create the space to grow with fitout finance
Whether you’re starting out or upgrading your premises, the quality of your fit out can have a huge impact on your business success.
While transforming your space can be a significant investment, Navigate Equipment Finance makes commercial fit out finance easier than you think.
How it works
Why Navigate Asset Finance?
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The best rate at your fingertips
Tailor-made for you and your future
Fitouts we finance
Navigate can provide a loan for any type of commercial fitout – simply provide a quote or invoice and we can do the rest.
Here are the main type of fitouts you can expect:
Shell and core fitout
This involves outfitting the main structure and exterior of a building, and putting essential services such as main water and electrical systems in place.
It serves as the base upon which the building can be further developed.
Basic fitout
This equips your business premises with the essential features needed to start operating, without the customisation.
Typically, it includes simple flooring, painting or wall treatments, and ceilings.
It also includes necessary electrical distribution, lighting, facility setup, bathrooms, and basic fire safety installations.
Custom fitout
A custom fitout personalises and transforms your commercial building to reflect your business, helping you create a unique atmosphere and customer experience.
It can also include any specialised installations required for your operations. Think bespoke IT and audio-visual systems, custom painting, specialised lighting, fully-fitted facilities, themed decorations and branding elements.
Your questions answered
Our aim is to find you the most favourable rate and repayment plan, which will be based on your credit history.
With access to a network of over 50 lenders, we’re well-positioned to secure a rate tailored to your situation.
You can submit your details to enable us to identify the best rate for you, without any obligation to proceed.
We pride ourselves on our efficiency. Typically, we can update you on your finance options within an hour after we receive your details.
The approval process for the loan itself often takes just a day or two, allowing you to commence your fit out project promptly.
The fees for our services vary with each loan.
We ensure full transparency by disclosing all fees in the credit guide at the beginning of your application, and again in the contract.
Our services are complimentary until the loan is finalised. We're committed to helping you understand all the costs involved so you can make a well-informed decision.
Absolutely, our financing solutions cater to a broad spectrum of fitout projects.
Whether it's a minor refurbishment or a major overhaul of your equipment space, including new kitchen installations, contemporary furniture, or customised décor, we're here to support your project.
The amount you can borrow for a fit out depends on several factors, such as the financial standing of your business and your credit history.
We provide bespoke financing solutions to suit the specific needs of your equipment project and business circumstances.
For your fit out loan application, we'll need some essential business details. This includes a quote or invoice for the fitout, your Australian Business Number (ABN), how long your business has been operational, and whether you have assets backing your business.
This information helps us to expedite your application process effectively.
Want to find out more about your options? We’ve got you.
Talk to an expert
Call us on 08 8440 8440 or drop us a line.
We’ll respond within an hour during business hours.
Navigate Asset Finance is a member of the Australian Financial Complaints Authority.